Ballard County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 7,742.
Fair Market Rents (2026)
Studio
National avg: $893
$800/mo
↑ 19.4% YoY
-10% vs US
1 Bedroom
National avg: $959
$817/mo
↑ 15.1% YoY
-15% vs US
2 Bedroom
National avg: $1,175
$1,072/mo
↑ 15.1% YoY
-9% vs US
3 Bedroom
National avg: $1,525
$1,285/mo
↑ 14.5% YoY
-16% vs US
4 Bedroom
National avg: $1,756
$1,640/mo
↑ 27.8% YoY
-7% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $670 | $800 | +$130 (+19.4%) |
| 1 Bedroom | $710 | $817 | +$107 (+15.1%) |
| 2 Bedroom | $931 | $1,072 | +$141 (+15.1%) |
| 3 Bedroom | $1,122 | $1,285 | +$163 (+14.5%) |
| 4 Bedroom | $1,283 | $1,640 | +$357 (+27.8%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$32,680
$2,723/month gross
Required annual income for 2 BR
$42,880
$3,573/month gross
Other Counties in Kentucky
Christian County
1 BR: $1,094/mo
Fayette County
1 BR: $1,079/mo
Jefferson County
1 BR: $1,047/mo
Carlisle County
1 BR: $717/mo
Owen County
1 BR: $758/mo
Daviess County
1 BR: $846/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.