Caldwell County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 12,635.
Fair Market Rents (2026)
Studio
National avg: $893
$619/mo
↓ 0.8% YoY
-31% vs US
1 Bedroom
National avg: $959
$714/mo
↓ 4.8% YoY
-26% vs US
2 Bedroom
National avg: $1,175
$866/mo
↓ 0.1% YoY
-26% vs US
3 Bedroom
National avg: $1,525
$1,038/mo
↓ 0.8% YoY
-32% vs US
4 Bedroom
National avg: $1,756
$1,209/mo
↑ 1.3% YoY
-31% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $624 | $619 | $-5 (-0.8%) |
| 1 Bedroom | $750 | $714 | $-36 (-4.8%) |
| 2 Bedroom | $867 | $866 | $-1 (-0.1%) |
| 3 Bedroom | $1,046 | $1,038 | $-8 (-0.8%) |
| 4 Bedroom | $1,194 | $1,209 | +$15 (+1.3%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$28,560
$2,380/month gross
Required annual income for 2 BR
$34,640
$2,887/month gross
Other Counties in Kentucky
Nelson County
1 BR: $781/mo
Floyd County
1 BR: $689/mo
Webster County
1 BR: $660/mo
Clark County
1 BR: $1,079/mo
Grant County
1 BR: $899/mo
Carlisle County
1 BR: $717/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.