Carter County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 26,671.
Fair Market Rents (2026)
Studio
National avg: $893
$698/mo
↑ 6.2% YoY
-22% vs US
1 Bedroom
National avg: $959
$703/mo
↑ 6.4% YoY
-27% vs US
2 Bedroom
National avg: $1,175
$866/mo
↓ 0.1% YoY
-26% vs US
3 Bedroom
National avg: $1,525
$1,204/mo
↓ 0.9% YoY
-21% vs US
4 Bedroom
National avg: $1,756
$1,254/mo
↓ 3.6% YoY
-29% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $657 | $698 | +$41 (+6.2%) |
| 1 Bedroom | $661 | $703 | +$42 (+6.4%) |
| 2 Bedroom | $867 | $866 | $-1 (-0.1%) |
| 3 Bedroom | $1,215 | $1,204 | $-11 (-0.9%) |
| 4 Bedroom | $1,301 | $1,254 | $-47 (-3.6%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$28,120
$2,343/month gross
Required annual income for 2 BR
$34,640
$2,887/month gross
Other Counties in Kentucky
Marshall County
1 BR: $772/mo
Mason County
1 BR: $764/mo
Jefferson County
1 BR: $1,047/mo
Perry County
1 BR: $731/mo
Wolfe County
1 BR: $683/mo
Scott County
1 BR: $1,079/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.