Clay County
FY 2026 HUD Fair Market Rents in Illinois. Population: 13,248.
Fair Market Rents (2026)
Studio
National avg: $893
$632/mo
↑ 5.9% YoY
-29% vs US
1 Bedroom
National avg: $959
$707/mo
↑ 5.1% YoY
-26% vs US
2 Bedroom
National avg: $1,175
$916/mo
↑ 5.3% YoY
-22% vs US
3 Bedroom
National avg: $1,525
$1,167/mo
↑ 2.4% YoY
-23% vs US
4 Bedroom
National avg: $1,756
$1,308/mo
↑ 5.6% YoY
-26% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $597 | $632 | +$35 (+5.9%) |
| 1 Bedroom | $673 | $707 | +$34 (+5.1%) |
| 2 Bedroom | $870 | $916 | +$46 (+5.3%) |
| 3 Bedroom | $1,140 | $1,167 | +$27 (+2.4%) |
| 4 Bedroom | $1,239 | $1,308 | +$69 (+5.6%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$28,280
$2,357/month gross
Required annual income for 2 BR
$36,640
$3,053/month gross
Other Counties in Illinois
DeKalb County
1 BR: $1,046/mo
Union County
1 BR: $698/mo
La Salle County
1 BR: $822/mo
Pulaski County
1 BR: $836/mo
Henry County
1 BR: $928/mo
Knox County
1 BR: $698/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.