Cooke County
FY 2026 HUD Fair Market Rents in Texas. Population: 41,860.
Fair Market Rents (2026)
Studio
National avg: $893
$955/mo
↑ 7.4% YoY
+7% vs US
1 Bedroom
National avg: $959
$961/mo
↑ 7.4% YoY
+0% vs US
2 Bedroom
National avg: $1,175
$1,261/mo
↑ 7.4% YoY
+7% vs US
3 Bedroom
National avg: $1,525
$1,552/mo
↑ 7.3% YoY
+2% vs US
4 Bedroom
National avg: $1,756
$1,719/mo
↓ 1.9% YoY
-2% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $889 | $955 | +$66 (+7.4%) |
| 1 Bedroom | $895 | $961 | +$66 (+7.4%) |
| 2 Bedroom | $1,174 | $1,261 | +$87 (+7.4%) |
| 3 Bedroom | $1,447 | $1,552 | +$105 (+7.3%) |
| 4 Bedroom | $1,753 | $1,719 | $-34 (-1.9%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$38,440
$3,203/month gross
Required annual income for 2 BR
$50,440
$4,203/month gross
Other Counties in Texas
Sterling County
1 BR: $899/mo
Hemphill County
1 BR: $778/mo
Hays County
1 BR: $1,562/mo
Fannin County
1 BR: $751/mo
Leon County
1 BR: $778/mo
Dallam County
1 BR: $1,067/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.