Cottonwood County
FY 2026 HUD Fair Market Rents in Minnesota. Population: 11,481.
Fair Market Rents (2026)
Studio
National avg: $893
$671/mo
↑ 4.8% YoY
-25% vs US
1 Bedroom
National avg: $959
$766/mo
↑ 2.7% YoY
-20% vs US
2 Bedroom
National avg: $1,175
$973/mo
↑ 4.3% YoY
-17% vs US
3 Bedroom
National avg: $1,525
$1,353/mo
↑ 11.7% YoY
-11% vs US
4 Bedroom
National avg: $1,756
$1,415/mo
↑ 5.0% YoY
-19% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $640 | $671 | +$31 (+4.8%) |
| 1 Bedroom | $746 | $766 | +$20 (+2.7%) |
| 2 Bedroom | $933 | $973 | +$40 (+4.3%) |
| 3 Bedroom | $1,211 | $1,353 | +$142 (+11.7%) |
| 4 Bedroom | $1,347 | $1,415 | +$68 (+5.0%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$30,640
$2,553/month gross
Required annual income for 2 BR
$38,920
$3,243/month gross
Other Counties in Minnesota
Chippewa County
1 BR: $772/mo
Swift County
1 BR: $768/mo
Hennepin County
1 BR: $1,405/mo
Winona County
1 BR: $868/mo
Stevens County
1 BR: $755/mo
Pennington County
1 BR: $855/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.