Cumberland County
FY 2026 HUD Fair Market Rents in Tennessee. Population: 61,552.
Fair Market Rents (2026)
Studio
National avg: $893
$719/mo
↓ 0.6% YoY
-19% vs US
1 Bedroom
National avg: $959
$723/mo
↓ 1.9% YoY
-25% vs US
2 Bedroom
National avg: $1,175
$942/mo
↑ 4.3% YoY
-20% vs US
3 Bedroom
National avg: $1,525
$1,304/mo
↑ 3.1% YoY
-14% vs US
4 Bedroom
National avg: $1,756
$1,354/mo
↓ 10.0% YoY
-23% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $723 | $719 | $-4 (-0.6%) |
| 1 Bedroom | $737 | $723 | $-14 (-1.9%) |
| 2 Bedroom | $903 | $942 | +$39 (+4.3%) |
| 3 Bedroom | $1,265 | $1,304 | +$39 (+3.1%) |
| 4 Bedroom | $1,504 | $1,354 | $-150 (-10.0%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$28,920
$2,410/month gross
Required annual income for 2 BR
$37,680
$3,140/month gross
Other Counties in Tennessee
Knox County
1 BR: $1,184/mo
Jefferson County
1 BR: $887/mo
Unicoi County
1 BR: $893/mo
Washington County
1 BR: $893/mo
Shelby County
1 BR: $1,154/mo
Morgan County
1 BR: $753/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.