Montgomery County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 28,188.
Fair Market Rents (2026)
Studio
National avg: $893
$647/mo
↑ 3.7% YoY
-28% vs US
1 Bedroom
National avg: $959
$690/mo
↑ 4.4% YoY
-28% vs US
2 Bedroom
National avg: $1,175
$905/mo
↑ 4.4% YoY
-23% vs US
3 Bedroom
National avg: $1,525
$1,194/mo
↑ 4.3% YoY
-22% vs US
4 Bedroom
National avg: $1,756
$1,198/mo
↑ 4.3% YoY
-32% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $624 | $647 | +$23 (+3.7%) |
| 1 Bedroom | $661 | $690 | +$29 (+4.4%) |
| 2 Bedroom | $867 | $905 | +$38 (+4.4%) |
| 3 Bedroom | $1,145 | $1,194 | +$49 (+4.3%) |
| 4 Bedroom | $1,149 | $1,198 | +$49 (+4.3%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$27,600
$2,300/month gross
Required annual income for 2 BR
$36,200
$3,017/month gross
Other Counties in Kentucky
Mason County
1 BR: $764/mo
Christian County
1 BR: $1,094/mo
Trigg County
1 BR: $1,094/mo
Letcher County
1 BR: $759/mo
Menifee County
1 BR: $683/mo
Magoffin County
1 BR: $790/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.