Payne County
FY 2026 HUD Fair Market Rents in Oklahoma. Population: 82,058.
Fair Market Rents (2026)
Studio
National avg: $893
$784/mo
↑ 2.2% YoY
-12% vs US
1 Bedroom
National avg: $959
$847/mo
↑ 3.0% YoY
-12% vs US
2 Bedroom
National avg: $1,175
$1,035/mo
↑ 2.1% YoY
-12% vs US
3 Bedroom
National avg: $1,525
$1,439/mo
↑ 1.3% YoY
-6% vs US
4 Bedroom
National avg: $1,756
$1,568/mo
↑ 2.7% YoY
-11% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $767 | $784 | +$17 (+2.2%) |
| 1 Bedroom | $822 | $847 | +$25 (+3.0%) |
| 2 Bedroom | $1,014 | $1,035 | +$21 (+2.1%) |
| 3 Bedroom | $1,421 | $1,439 | +$18 (+1.3%) |
| 4 Bedroom | $1,527 | $1,568 | +$41 (+2.7%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$33,880
$2,823/month gross
Required annual income for 2 BR
$41,400
$3,450/month gross
Other Counties in Oklahoma
Jackson County
1 BR: $714/mo
Blaine County
1 BR: $746/mo
Creek County
1 BR: $987/mo
Love County
1 BR: $880/mo
Garvin County
1 BR: $714/mo
Craig County
1 BR: $755/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.