Saginaw County
FY 2026 HUD Fair Market Rents in Michigan. Population: 189,821.
Fair Market Rents (2026)
Studio
National avg: $893
$770/mo
↑ 8.1% YoY
-14% vs US
1 Bedroom
National avg: $959
$851/mo
↑ 7.6% YoY
-11% vs US
2 Bedroom
National avg: $1,175
$1,117/mo
↑ 7.6% YoY
-5% vs US
3 Bedroom
National avg: $1,525
$1,440/mo
↑ 7.1% YoY
-6% vs US
4 Bedroom
National avg: $1,756
$1,479/mo
↑ 7.5% YoY
-16% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $712 | $770 | +$58 (+8.1%) |
| 1 Bedroom | $791 | $851 | +$60 (+7.6%) |
| 2 Bedroom | $1,038 | $1,117 | +$79 (+7.6%) |
| 3 Bedroom | $1,344 | $1,440 | +$96 (+7.1%) |
| 4 Bedroom | $1,376 | $1,479 | +$103 (+7.5%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$34,040
$2,837/month gross
Required annual income for 2 BR
$44,680
$3,723/month gross
Other Counties in Michigan
Alger County
1 BR: $817/mo
Barry County
1 BR: $1,017/mo
Houghton County
1 BR: $800/mo
Osceola County
1 BR: $749/mo
Mackinac County
1 BR: $780/mo
Wexford County
1 BR: $826/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.