St. Joseph County
FY 2026 HUD Fair Market Rents in Michigan. Population: 60,887.
Fair Market Rents (2026)
Studio
National avg: $893
$721/mo
↑ 9.1% YoY
-19% vs US
1 Bedroom
National avg: $959
$777/mo
↑ 8.1% YoY
-19% vs US
2 Bedroom
National avg: $1,175
$1,019/mo
↑ 8.1% YoY
-13% vs US
3 Bedroom
National avg: $1,525
$1,380/mo
↑ 6.6% YoY
-10% vs US
4 Bedroom
National avg: $1,756
$1,480/mo
↑ 5.8% YoY
-16% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $661 | $721 | +$60 (+9.1%) |
| 1 Bedroom | $719 | $777 | +$58 (+8.1%) |
| 2 Bedroom | $943 | $1,019 | +$76 (+8.1%) |
| 3 Bedroom | $1,295 | $1,380 | +$85 (+6.6%) |
| 4 Bedroom | $1,399 | $1,480 | +$81 (+5.8%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$31,080
$2,590/month gross
Required annual income for 2 BR
$40,760
$3,397/month gross
Other Counties in Michigan
Menominee County
1 BR: $771/mo
Branch County
1 BR: $840/mo
Washtenaw County
1 BR: $1,387/mo
Arenac County
1 BR: $742/mo
Ogemaw County
1 BR: $843/mo
Kent County
1 BR: $1,278/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.