St. Mary's County
FY 2026 HUD Fair Market Rents in Maryland. Population: 113,814.
Fair Market Rents (2026)
Studio
National avg: $893
$1,394/mo
↓ 6.6% YoY
+56% vs US
1 Bedroom
National avg: $959
$1,672/mo
↑ 3.0% YoY
+74% vs US
2 Bedroom
National avg: $1,175
$1,833/mo
↑ 0.1% YoY
+56% vs US
3 Bedroom
National avg: $1,525
$2,264/mo
↓ 0.9% YoY
+48% vs US
4 Bedroom
National avg: $1,756
$2,889/mo
↑ 2.5% YoY
+65% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $1,493 | $1,394 | $-99 (-6.6%) |
| 1 Bedroom | $1,624 | $1,672 | +$48 (+3.0%) |
| 2 Bedroom | $1,831 | $1,833 | +$2 (+0.1%) |
| 3 Bedroom | $2,285 | $2,264 | $-21 (-0.9%) |
| 4 Bedroom | $2,818 | $2,889 | +$71 (+2.5%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$66,880
$5,573/month gross
Required annual income for 2 BR
$73,320
$6,110/month gross
Other Counties in Maryland
Dorchester County
1 BR: $952/mo
Cecil County
1 BR: $1,520/mo
Prince George's County
1 BR: $2,015/mo
Caroline County
1 BR: $1,001/mo
Somerset County
1 BR: $907/mo
Anne Arundel County
1 BR: $1,511/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.