Fort Collins-Loveland, CO MSA
FY 2026 HUD Fair Market Rents for the Fort Collins-Loveland, CO MSA metro area. Population: 359,363.
Fair Market Rents (2026)
Studio
National avg: $893
$1,509/mo
↑ 5.2% YoY
+69% vs US
1 Bedroom
National avg: $959
$1,537/mo
↑ 6.6% YoY
+60% vs US
2 Bedroom
National avg: $1,175
$1,732/mo
↑ 2.2% YoY
+47% vs US
3 Bedroom
National avg: $1,525
$2,385/mo
↑ 0.4% YoY
+56% vs US
4 Bedroom
National avg: $1,756
$2,540/mo
↑ 0.6% YoY
+45% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $1,434 | $1,509 | +$75 (+5.2%) |
| 1 Bedroom | $1,442 | $1,537 | +$95 (+6.6%) |
| 2 Bedroom | $1,695 | $1,732 | +$37 (+2.2%) |
| 3 Bedroom | $2,375 | $2,385 | +$10 (+0.4%) |
| 4 Bedroom | $2,526 | $2,540 | +$14 (+0.6%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$61,480
$5,123/month gross
Required annual income for 2 BR
$69,280
$5,773/month gross
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.