Union County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 13,495.
Fair Market Rents (2026)
Studio
National avg: $893
$651/mo
↑ 2.4% YoY
-27% vs US
1 Bedroom
National avg: $959
$694/mo
↑ 3.0% YoY
-28% vs US
2 Bedroom
National avg: $1,175
$911/mo
↑ 3.1% YoY
-22% vs US
3 Bedroom
National avg: $1,525
$1,092/mo
↑ 2.5% YoY
-28% vs US
4 Bedroom
National avg: $1,756
$1,206/mo
↑ 2.9% YoY
-31% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $636 | $651 | +$15 (+2.4%) |
| 1 Bedroom | $674 | $694 | +$20 (+3.0%) |
| 2 Bedroom | $884 | $911 | +$27 (+3.1%) |
| 3 Bedroom | $1,065 | $1,092 | +$27 (+2.5%) |
| 4 Bedroom | $1,172 | $1,206 | +$34 (+2.9%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$27,760
$2,313/month gross
Required annual income for 2 BR
$36,440
$3,037/month gross
Other Counties in Kentucky
Letcher County
1 BR: $759/mo
Ballard County
1 BR: $817/mo
Gallatin County
1 BR: $1,051/mo
Marshall County
1 BR: $772/mo
Russell County
1 BR: $660/mo
Jessamine County
1 BR: $1,079/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.